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Sep 28, 2017 - 34 minute read

Advantages and disadvantages of personal bank loan

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Advantages and disadvantages of personal bank loan

Payday lender Cash Converters will refund consumers millions of dollars and pay an infringement notice after an investigation by the Australian Securities and Investments Commission (ASIC). Key Points. Refunds on 118,000 small credit contracts Cash Converters to refund 10. 8 million in fees ASIC says Cash Converters violated responsible lending obligations. The refunds relate to 118,000 small amount credit contracts, or loans.

ASIC had raised concerns that the company had failed to make reasonable inquiries into consumers' income and expenses and the loans they issued were "unsuitable".

Advantages and disadvantages of personal bank loan

A year later, your case settles for 100,000. The attorneys fee, litigation expenses, and medical liens total 50,000. Of the remaining 50,000, you must pay the litigation lender the principal of 25,000 plus its funding fee of approximately 12,500. You then receive the remaining proceeds of 12,500.

100,000 Settlement amount. - 50,000 Attorneys fee, litigation expenses and medical liens. - 25,000 Principal repaid to Lawsuit Lender. - 12,500 Funding fee owed to Lawsuit Lender. 12,500 Remainder to You.

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